The Hebrew Free Loan Association is up and running during the COVID-19 pandemic helping members of the Baltimore metropolitan Jewish community who are facing financial challenges, with interest-free loans. Please call us anytime at: 410-843-7536 and leave a message; or email us at: hfla@hebrewfreeloan.org

We are here to help as we have been for more than seven generations.

The Hebrew Free Loan Association’s (HFLA) goal is to help people help themselves by making interest-free loans. No interest, ever! We offer a hand up, not a handout, to help our fellow Jews in Greater Baltimore meet life’s challenges.

The HFLA is on a path of expansion and development.

To keep pace with the changing economic needs of our Greater Baltimore Jewish community, we recently increased our borrowing limits to better serve the needs of individuals and small business owners.

The HFLA is on a path of expansion and development.

To keep pace with the changing economic needs of our Greater Baltimore Jewish community, we recently increased our borrowing limits to better serve the needs of individuals and small business owners.

"Thanks to you, I have a new handicapped accessible bathroom for my aging in-laws, who have moved in with us."

–Leah

“HFLA rocks! I needed a used car to provide me transportation to and from my first job after college. HFLA was there to provide me with an interest free loan to help me purchase a used reliable Honda Civic that perfectly met my needs."

–Ari

"Weddings are a blessing, but also an unexpected expense. The HFLA gave us an interest free loan to help offset our portion of this simcha."

–Mr. and Mrs. C.

The process to apply for an interest-free loan includes:

✓ Submitting an application

✓ Meeting with (one or two) members of the HFLA board of directors

✓ Providing driver’s license information

✓ Presenting cosigners (if applicable)

✓ Signing a promissory note

Loan Information

The process to apply for an interest free loan includes:

Submitting an application

Meeting with (one or two) members of the HFLA board of directors

Providing driver’s license information

Presenting cosigners (if applicable)

Signing a promissory note

HFLA personal loan applicant must meet the following eligibility requirements:

Be Jewish

Be at least 18 years old

Reside in the Greater Baltimore area

Have a legitimate need for the loan

Demonstrate t​he ability to ​pay the loan back within the time-frame established by the HFLA

Cosigner Requirements

HFLA personal loans often require cosigners. An HFLA ​cosigner (which is technically a co-maker of the note)​ needs to be a property owner in the greater Baltimore area.

Some exceptions may apply.

Loan Requirements

Monthly payments on HFLA personal loans start approximately 30 days after the loan is issued. Payment terms are discussed and finalized during the loan interview with HFLA board members. Loan payments may be made by check, by cash or money order delivered directly to the Hebrew Free Loan office, or online via PayPal.

Confidentiality

The HFLA does not disclose your personal information to anyone, except as permitted by law and/or as authorized by you. We continue to adhere to this privacy policy after your loan account has been closed. However, the HFLA may discuss your loan payments with your cosigners at any time. All members of HFLA board of directors are also bound by this confidentiality policy.