The Hebrew Free Loan Association of Baltimore will be taking loan applications IN PERSON at our office from 7:00 PM to 8:30 PM on Thursday evenings. If possible, please fill out an online application in advance, before Thursday. (Please come EARLY and bring a mask if not vaccinated) . Send us an email HFLABaltimore@gmail.com if you have any questions.
"Thanks to you, I have a new handicapped accessible bathroom for my aging in-laws, who have moved in with us."
“HFLA rocks! I needed a used car to provide me transportation to and from my first job after college. HFLA was there to provide me with an interest free loan to help me purchase a used reliable Honda Civic that perfectly met my needs."
"Weddings are a blessing, but also an unexpected expense. The HFLA gave us an interest free loan to help offset our portion of this simcha."
–Mr. and Mrs. C.
The process to apply for an interest free loan includes:
Submitting an application
Meeting with (one or two) members of the HFLA board of directors
Providing driver’s license information
Presenting cosigners (if applicable)
Signing a promissory note
HFLA personal loan applicant must meet the following eligibility requirements:
Be at least 18 years old
Reside in the Greater Baltimore area
Have a legitimate need for the loan
Demonstrate the ability to pay the loan back within the time-frame established by the HFLA
HFLA personal loans often require cosigners. An HFLA cosigner (which is technically a co-maker of the note) needs to be a property owner in the greater Baltimore area.
Some exceptions may apply.
Monthly payments on HFLA personal loans start approximately 30 days after the loan is issued. Payment terms are discussed and finalized during the loan interview with HFLA board members. Loan payments may be made by check, by cash or money order delivered directly to the Hebrew Free Loan office, or online via PayPal.